💸 Cost of Living in Lathrop, CA (2025): Is It Still Affordable?

Lathrop has seen a surge in popularity over the last few years, thanks to its ideal Central Valley location, new master-planned communities, and appeal to Bay Area transplants. But as growth continues, many are asking: is Lathrop still affordable in 2025?

Let’s break down the real numbers—from housing and utilities to everyday expenses—and see how Lathrop stacks up to surrounding cities.

🏠 Housing Costs

Housing is the largest expense for most residents. Here's what you can expect in Lathrop as of mid-2025:

• Average Rent (3-Bedroom Home): $2,300/month

• Median Home Price: ~$690,000 (Zillow)

• Monthly Mortgage (10% Down): ~$4,400/month

Compared to neighboring Bay Area cities like Fremont or San Jose—where average rents can top $3,500 and median home prices exceed $1.3M—Lathrop offers a significantly more affordable option.

🔌 Utilities & Internet

• Electricity & Gas (Average): $175–$225/month

• Water & Sewer: $80–$100/month

• Internet (High-Speed): $60–$90/month

Utilities in Lathrop are roughly in line with the Central Valley average, and significantly cheaper than major metro areas.

🛒 Groceries

Lathrop’s grocery costs remain affordable:

• Milk (1 gallon): ~$4.25

• Dozen eggs: ~$3.75

• Bread (loaf): ~$3.50

• Chicken (per lb): ~$2.80

Families shopping at chains like Safeway, Costco, or Grocery Outlet can keep costs manageable.

🚗 Transportation

• Gas (June 2025 avg): ~$5.00/gallon

• Monthly ACE Train Pass to Bay Area: ~$265

• Average Commute Time: ~60–90 minutes to the Bay (by car or train)

Lathrop residents who commute face higher transportation costs, but local workers or remote employees enjoy substantial savings.

🧾 Other Expenses

• Childcare (Full-time daycare): $1,100–$1,400/month

• Gym Membership: $35–$60/month

• Dining Out (Meal for two): $45–$65 at a mid-range restaurant

📊 Bottom Line: Lathrop’s Affordability in 2025

Lathrop remains an affordable choice for families, commuters, and remote workers compared to most of Northern California. While housing costs have risen, they are still well below Bay Area prices, and everyday expenses remain manageable.

If you’re seeking space, stability, and value—without leaving the region entirely—Lathrop offers a smart compromise in 2025.

📞 Let SUM Property Management Help You Make the Move

Whether you're renting your first place or relocating from the Bay, SUM Property Management can help you find the right fit in Lathrop.

📞 Call 209-299-2100
📧 Email info@sumpropertymanagement.com

Affordable living with professional support—that’s the SUM difference.